Simplify! Stop worryng about missing maturation dates, automatic rollovers that result in penalties for early withdrawal. Make your income automatic! Turn your Certificate of Deposit (CD's) into an Annuity. Simplify your affairs for those who will look out for you! Keep all your Auto, Home, Life and Health insurance with one Multi-line & Multi-carrier agent who knows what you have and where you have it!
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In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually the term "annuity" relates to a contract between you and a life insurance company, but a charity or a trust can
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Annuities can serve many useful purposes.
If you are in a saving-money stage of life, a deferred annuity can:
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Unlike a 401(k) or an IRA, there are no limits on the amount that you can invest in an annuity.
Whether you’re considering a deferred or immediate annuity, the amount of money you should consider putting into an annuity depends on:
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An important decision in purchasing an annuity is deciding how you want to be paid. You can select annuity payouts for a set period of time or continue for your lifetime. With some options, a beneficiary can be designated to receive payments upon your death. You have several choices including:
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Fixed annuities pay a "fixed" rate of return. When you receive payments, the monthly payout is a set amount and is guaranteed.
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